Attention homeowners in Vista and San Diego County: Get an Appraisal today!
The top seven reasons why CA homeowners use Delux Appraisals:
Need help determining the price of your house in or near Vista, CA?
At Delux Appraisals, we understand the particular needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the usual "products" we deliver to them. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Delux Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours. Need to cancel PMI?A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you get rid of unneeded and unwanted PMI insurance. Challenging San Diego county's assessment of your propertyLets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Delux Appraisals is your strongest weapon. Was your HELOC recently frozen?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Delux Appraisals can help you reinstate your home equity line of credit with efficient appraisal. We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house. |